Save Lakhs of ₹ when sending money

for rent in New York 🗽

to America ✈️

for Tuition Payments 🎓

Save Lakhs of ₹ when sending money

for rent in New York 🗽

to America ✈️

for Tuition Payments 🎓

We charge as little as we can while giving you the best exchange rate in the market to give your American dream the perfect start

Powered By

Save Lakhs of ₹ when sending money

for rent in New York 🗽

to America ✈️

for Tuition Payments 🎓

We charge as little as we can while giving you the best exchange rate in the market to give your American dream the perfect start

Powered By

Save Lakhs of ₹ when sending money

for rent in New York 🗽

to America ✈️

for Tuition Payments 🎓

We charge as little as we can while giving you the best exchange rate in the market to give your American dream the perfect start

Powered By

Featured By

Featured By

We not only claim to be the cheapest.
We have the numbers to prove it

For a transfer of ₹ 20 Lakhs, here are the prices that other providers will charge you

Transfer time

1 to 2 days

Exchange rate

83.77

Fees

₹ 3,530

Recipient gets

$23,817.88

Transfer time

1 to 3 days

Exchange rate

84.74

Fees

₹ 2,407.85

Recipient gets

$ 23,576

Transfer time

2 to 5 days

Exchange rate

84.53

Fees

₹ 2,658.09

Recipient gets

$ 23,637

Transfer time

2 to 5 days

Exchange rate

85.17

Fees

₹ 1,500.00

Recipient gets

$ 23,462.4

Transfer time

2 to 5 days

Exchange rate

84.74

Fees

₹ 0

Recipient gets

$ 23,628

For a transfer of ₹ 20 Lakhs, here are the prices that other providers will charge you

Exchange rate

83.77

Fees

₹ 3,530

Recipient gets

$23,817.88

Exchange rate

84.74

Fees

₹ 2,407.85

Recipient gets

$ 23,576

Exchange rate

84.53

Fees

₹ 2,658.09

Recipient gets

$ 23,637

Exchange rate

85.17

Fees

₹ 1,500.00

Recipient gets

$ 23,462.4

Exchange rate

84.74

Fees

₹ 0

Recipient gets

$ 23,628

For a transfer of ₹ 20 Lakhs, here are the prices that other providers will charge you

FX rate

83.77

Recipient gets

$23,817.88

FX rate

84.74

Recipient gets

$ 23,576

FX rate

84.53

Recipient gets

$ 23,637

FX rate

85.17

Recipient gets

$ 23,462.4

FX rate

84.74

Recipient gets

$ 23,628

Charges and FX rates shown here might not be accurate.
We regularly update these prices to show you a transparent and clear breakdown of our charges when compared to "big banks"

TAX COLLECTED AT SOURCE

Have a student loan? Your TCS charges become 0.5% instead of 5%

TCS is the Tax levied when you send more than 7 Lakh INR in a financial year. All banks and payment providers are legally required to levy TCS even if not shown upfront

TCS is the Tax levied when you send more than 7 Lakh INR in a financial year.
All banks and payment providers are legally required to levy TCS even if not shown upfront

TAX COLLECTED AT SOURCE

Have a student loan? Your TCS charges become 0.5% instead of 5%

TCS is the Tax levied when you send more than 7 Lakh INR in a financial year. All banks and payment providers are legally required to levy TCS even if not shown upfront

TUITION FEES

Funding your American dream has never been more affordable

Swadesh has the highest transfer limit of $25,000 and the best exchange rate in the market

Best FX rate in the market

Transparent fees

Girl holding a stack of books

TUITION FEES

Funding your American dream has never been more affordable

Swadesh has the highest transfer limit of $25,000 and the best exchange rate in the market

Best FX rate in the market

Transparent fees

Girl holding a stack of books
Girl holding a stack of books

LIGHTNING FAST TRANSFERS

On a tight deadline ?
We’ve got you covered

Your transfer will reach its destination in 24 to 48 hours

Your transfers reach the receiver on the same day if
made before 1PM

9/10 Transfers sent under 24 hours

Live tracking

Girl holding a stack of books

SAFETY AND SECURITY

We’ve partnered with Muthoot Forex, which operates under a license issued by the RBI for transfers.

We’ve partnered with Muthoot Forex, which operates under a license issued by the RBI for transfers.

BUILT ON TRUST

Anxious about your transfer?


Help is just a click away.

With our live updates and 24/7 support, you can rest assured that your money is extra safe.

Girl holding a stack of books

BUILT ON TRUST

Anxious about your transfer?


Help is just a click away.

With our live updates and 24/7 support, you can rest assured that your money is extra safe.

Girl holding a stack of books

BUILT FOR YOU

Explore international transfers
with Swadesh

Send to a US Bank account

Want to send a payment directly into a US bank account. Here is the information you’ll need to ensure a hassle free remittance

Learn How

BUILT FOR YOU

Explore international transfers
with Swadesh

Send to a US Bank account

Want to send a payment directly into a US bank account. Here is the information you’ll need to ensure a hassle free remittance

Learn How

Frequently Asked
Questions

Send to Flywire account

Your university wants all payments to be made through flywire? No worries, here’s how you can use Swadesh with Flywire

Learn How

Send to a US Bank account

Want to send a payment directly into a US bank account. Here is the information you’ll need to ensure a hassle free remittance

Learn How

Frequently Asked
Questions

What are the transfer fees?

We have a fixed transparents transfer fee which includes our handling charges and nostro fees. This is all we charge you for international transfer irrespective of the amount you send

How long will the transfer take?

The transfer will reach it’s destination on the same business day if made before 1:00 PM IST. If you’re transferring on a bank holiday or after 1:00PM IST, your transfer will be processed on the next working day.

What currencies does Swadesh support?

We’re starting out with American USD but we plan on adding UK GBP and Australian AUD soon!

How much TCS does Swadesh charge?

The TCS (Tax Collected at Source) is the tax levied when you send over 700,000 INR in a financial year. For Transfers related to education, we charge 5% TCS. However If you have an education loan, then we only charge 0.5% TCS instead of 5%.

Frequently Asked
Questions

What are the transfer fees?

We have a fixed transparents transfer fee which includes our handling charges and nostro fees. This is all we charge you for international transfer irrespective of the amount you send

How long will the transfer take?

The transfer will reach it’s destination on the same business day if made before 1:00 PM IST. If you’re transferring on a bank holiday or after 1:00PM IST, your transfer will be processed on the next working day.

What currencies does Swadesh support?

We’re starting out with American USD but we plan on adding UK GBP and Australian AUD soon!

How much TCS does Swadesh charge?

The TCS (Tax Collected at Source) is the tax levied when you send over 700,000 INR in a financial year. For Transfers related to education, we charge 5% TCS. However If you have an education loan, then we only charge 0.5% TCS instead of 5%.

Frequently Asked
Questions

Send to Flywire account

Your university wants all payments to be made through flywire? No worries, here’s how you can use Swadesh with Flywire

Learn How

Send to a US Bank account

Want to send a payment directly into a US bank account. Here is the information you’ll need to ensure a hassle free remittance

Learn How

Frequently Asked
Questions

What are the transfer fees?

We have a fixed transparents transfer fee which includes our handling charges and nostro fees. This is all we charge you for international transfer irrespective of the amount you send

How long will the transfer take?

The transfer will reach it’s destination on the same business day if made before 1:00 PM IST. If you’re transferring on a bank holiday or after 1:00PM IST, your transfer will be processed on the next working day.

What currencies does Swadesh support?

We’re starting out with American USD but we plan on adding UK GBP and Australian AUD soon!

How much TCS does Swadesh charge?

The TCS (Tax Collected at Source) is the tax levied when you send over 700,000 INR in a financial year. For Transfers related to education, we charge 5% TCS. However If you have an education loan, then we only charge 0.5% TCS instead of 5%.

Shailesh Gadde

Saved ₹ 8,500 on his first transfer

“Not only did Swadesh save me a substantial amount of money on my transfer fees, but it also made the whole process incredibly easy.”

Our customer love us,
And we're sure that you will too!

Here's what they have to say about Swadesh

Shailesh Gadde

Saved ₹ 8,500 on his first transfer

“Not only did Swadesh save me a substantial amount of money on my transfer fees, but it also made the whole process incredibly easy.”

Our customer love us,
And we're sure that you will too!

Here's what they have to say about Swadesh

Shailesh Gadde

Saved ₹ 8,500 on his first transfer

“Not only did Swadesh save me a substantial amount of money on my transfer fees, but it also made the whole process incredibly easy.”

Our customer love us

Here's what they have to say about Swadesh

Try Swadesh GlobalPay

The honest, affordable, and fastest way to send money abroad

🇮🇳 D-308, Purvasha, Mayur Vihar - I, Delhi, 110091, India

🇺🇸 2261 Market Street, San Francisco, CA 94114

Swadesh 2022 | All rights reserved

Try Swadesh GlobalPay

The honest, affordable, and fastest way to send money abroad

🇮🇳 D-308, Purvasha, Mayur Vihar - I, Delhi, 110091, India

🇺🇸 2261 Market Street, San Francisco, CA 94114

Swadesh 2022 | All rights reserved

Try Swadesh GlobalPay

The honest, affordable, and fastest way to send money abroad

🇮🇳 D-308, Purvasha, Mayur Vihar - I, Delhi, 110091, India

🇺🇸 2261 Market Street, San Francisco, CA 94114

Swadesh 2022 | All rights reserved

🇮🇳 D-308, Purvasha, Mayur Vihar - I, Delhi, 110091, India

🇺🇸 2261 Market Street, San Francisco, CA 94114

Swadesh 2023 | All rights reserved